We had to wait until championship weekend this year to get a college football playoff scenario possibility matrix that had a manageable number of boxes. Notre Dame has been out of it since week 3 (sad trombone), but hey, we can still have fun! Now that we finally have some clarity, we’ll take a look at how we think things could shake out in the final playoff rankings.

Current State

First, let’s take a look at where we are today.

This is the current top four:

  1. Alabama, 12-0; quality wins: #11 USC, #14 Auburn, #21 LSU
  2. Ohio State, 11-1; quality wins: #5 Michigan, #6 Wisconsin, #9 Oklahoma; losses: #7 Penn State
  3. Clemson, 11-1; quality wins: #12 Florida State, #13 Louisville, #14 Auburn; losses: #25 Pitt
  4. Washington, 11-1; quality wins: #18 Stanford, #20 Utah; losses: #11 USC

The next four, with varying degrees of probability for playoff entry:

  1. Michigan, 10-2; quality wins: #6 Wisconsin, #7 Penn State, #8 Colorado; losses: #2 Ohio State, unranked Iowa
  2. Wisconsin, 10-2; quality wins: #21 LSU; losses: #2 Ohio State, #5 Michigan
  3. Penn State, 10-2; quality wins: #2 Ohio State; losses: #5 Michigan, #25 Pitt
  4. Colorado, 10-2; quality wins: #18 Stanford, #20 Utah; losses: #5 Michigan, #11 USC

Nobody else is realistically even on the fringe of the playoff discussion. The closest are of course #9 Oklahoma and #10 Oklahoma State, who will play a regular-season game against each other for the Big 12 title, but neither is relevant in the playoff picture regardless of the outcome of that game or how much carnage strikes the teams above them.

College Football Playoff Scenario 1 – Chaos-Free:

#1 Alabama is SEC champ, 13-0, adding a win over #15 Florida.
#2 Ohio State, 11-1, enjoys some cheeseburgers.
#3 Clemson is ACC champ, 12-1, adding a win over #23 Virginia Tech.
#4 Washington is Pac 12 champ, 12-1, adding a win over #8 Colorado.
#5 Michigan, 10-2, stews over some cheeseburgers.
#6 Wisconsin is Big Ten champ, 11-2, adding a win over #7 Penn State.

Alabama would be the #1 seed. Duh. An ACC champion Clemson would probably leapfrog Ohio State for the #2 seed, although you could sell me on Clemson not jumping them as well. It’s a coin flip, as Clemson has more ranked wins but Ohio State has better wins. Our guess based on past history is that, while the committee loves conference titles, they also really love top-ten wins, and Ohio State’s three top-ten wins and one top-ten loss would outweigh Pac 12 champion Washington’s one top ten-win and one top-fifteen loss. Unlike their comparison to Clemson, Ohio State has Washington on both quality and quantity here. Ohio State gets the #3 seed, and Washington gets the “thanks for playing” #4 seed matchup with Alabama.

The committee would no doubt breathe a big sigh of relief here, as a Wisconsin victory in the Big Ten title game would remove any controversy about putting Ohio State into the playoff ahead of a three-loss non-conference-champion Penn State team that beat them.

College Football Playoff Scenario 2 – Maximum Chaos:

#1 Alabama is SEC runner-up, 12-1, adding a loss to #15 Florida.
#2 Ohio State, 11-1, chomps away at those cheeseburgers.
#3 Clemson is ACC runner-up, 11-2, adding a loss to #23 Virginia Tech.
#4 Washington is Pac 12 runner-up, 11-2, adding a loss to #8 Colorado.
#5 Michigan, 10-2, develops an ulcer from the stress.
#6 Wisconsin is Big Ten runner-up, 10-3, adding a loss to #7 Penn State.
#7 Penn State is the Big Ten champ, 11-2, adding a win over #6 Wisconsin.
#8 Colorado is the Pac 12 champ, 11-2, adding a win over #4 Washington.

Phew. What a nightmare… In this scenario I could see Ohio State nabbing the #1 seed, but there’s no way Alabama would drop below #2. Then there’s a whole bunch of flotsam and jetsam to sort through for the next two spots, and lots of qualitative judgments to be made. While the chaos of this scenario could lead in a lot of different directions, I think the most likely outcome would be that Clemson would stay at #3, Washington would of course drop out, and Penn State would jump Wisconsin, Michigan, and Washington for the last playoff spot. You could make a case for Michigan with wins over Wisconsin, Big Ten champ Penn State, and Pac 12 champ Colorado, but that Penn State win over Ohio State is huge and I just can’t see the committee jumping a two-loss non-conference champion over a reasonable conference championship choice.

College Football Playoff Scenario 3 – Little of Column A, Little of Column B:

#1 Alabama is SEC champ, 13-0, adding a win over #15 Florida.
#2 Ohio State, 11-1, enjoys some cheeseburgers.
#3 Clemson is ACC champ, 12-1, adding a win over #23 Virginia Tech.

I think it’s pretty likely that Alabama and Clemson are going to win their conference title games, which locks things up for them. Clemson could possibly jump Ohio State on the strength of the ACC championship, as noted above, but really all that would change is the jersey colors in that semifinal. Ohio State is likely in regardless based on their one loss and their three wins against top-ten teams, especially if one of those wins ends up the Big 12 champion after knocking off Oklahoma State this weekend.

Where things get interesting is with the Pac 12 and Big Ten championships, which I could see going either way; Vegas agrees, as the Huskies are favored by 6.5 and the Badgers by a paltry 1.5. Michigan would likely get into the playoff as the #4 seed if Colorado and Wisconsin win. I’m torn on this, because

[redacted] Michigan, but on the other hand I think Alabama would absolutely destroy them; while I have no love for Emperor Palpatine Nick Saban or the Death Star Alabama, that would still be fun. This wouldn’t be a meteor game. Alabama would be the meteor.

If Washington wins, they’re in and we’re done, but even so they’ll probably stay at the #4 seed; even with the Pac 12 title, their resume doesn’t stack up to the other three playoff teams. Alabama, Clemson, and Ohio State each have better top wins and a top-15 out-of-conference quality win. Washington’s out-of-conference schedule was putrid, featuring Rutgers, Idaho, and Portland State. If Rutgers is the strongest team in a particular group…

If Washington loses and Penn State wins, as noted above, I like Penn State to jump Michigan for the final playoff spot. I think the conference title would be enough to tip the scales in Penn State’s favor, which would give them the right to get stomped by Alabama instead of Michigan. Whee.

As for poor old Colorado, I don’t see any path to the playoff for them as their resume wouldn’t compare favorably to anyone besides the Washington team they just beat. They have four teams from the Big Ten ahead of them, including two who won’t be playing and thus won’t have an opportunity to drop with a loss, and one of those two beat them comfortably earlier in the year.